Stockton, CA Inspection Services
We are a certified HUD/FHA 203k loan inspection company! HUD standards require a home to meet specific federal guidelines before a buyer can receive any portion of a FHA loan and before FHA assumes the risk. 203k loan inspectors must have at least three years of experience and proper licensing and certifications to perform inspections in their respective states.
Bank Draw Inspection
Bank draw inspections are a way for the banks to verify completion percentages on construction projects. When an project is started the bank needs someone to verify completion of the different "phases" or percentages of the project. So they can release the money or funds appropriate to the contractor(s). Bankers cannot personally travel to every construction site and take pictures to verify that the completion claimed is correct. The banks will contract with an company to administer the draw process.
Bank draw inspections are are used on major commercial and small residential projects
A buyer's inspection is initiated by the home buyer usually as a contingency to the final close of a real estate sale. These types of inspections are designed to assure that there are no hidden surprises for the purchaser.
It is estimated that up to 80% of all home sales are contingent on the buyer's inspection! You'll be hard-pressed to find any real estate-related expert who doesn't adamantly suggest that you require an inspection prior to purchasing a home.
Construction Phase Inspection
There is usually nothing more frustrating than having to tear down a wall in new construction because you discover that there is a structural issue after the builders have left. Our construction phase inspections monitor the construction of a home or building in various phases so that you, the buyer, have eyes on it....our eyes. We can identify a wide variety of issues with the structure, plumbing, electrical, and other systems and structures associated with new construction. Consider this type of inspection an "insurance policy" against shoddy work and unintentional mistakes ~ because even the best builders make mistakes. After all, they're only human.
An electrical inspection is an inspection which will help ensure that all electrical systems and wires in a home or building meet legal safety standards. There is a national electric code which many electrical inspectors will use when determining whether a certain electrical installation is acceptable. In some cases, an electrical inspection, or even multiple inspections, will be included with an electric permit, often required by local governments.
If your home does not meet minimum electrical safety standards, then you run the risk of massive electrical failure that can cause power outages, excessive energy loss, or worse, electrical fires.
A "four-point" inspection focuses only on four areas of interest in a home, thus the name. It is used to validate an older home's condition prior to a lender authorizing the release of funds. The concern for lenders is that certain systems and structures of the home may be approaching (or have exceeded) their service life. In such cases, a four-point inspection helps lenders to validate whether they will, or will not, release funds to the buyer.
The four areas of interest are:
- HVAC (Heating, Ventilation and Air Conditioning)
- Electrical wiring and panels
- Plumbing connections and fixtures
Light Commercial Inspection
Business operators, commercial property managers, and commercial real estate buyers have to deal with damage and defects just like homeowners. After all, many of the systems that are in a home exist in a commercial building, too. We provide thorough inspection services for light commercial buildings such as retail stores, restaurants, government offices, and storage buildings. Every inspection includes a detailed report that covers a visual and non-invasive inspection of plumbing systems, electrical systems, heating and air systems, structural systems, and more.
Our inspectors are code-certified to inspect most types of commercial building structures. Size is not an issue. We can handle the smallest offices up to warehouse-sized spaces.
Also called a "Home Health Check-up", preventative maintenance inspections are performed usually once per year simply to ensure the integrity of a home's systems and structure. Because all things have a planned obsolescence period, maintenance inspections help to make the homeowner aware of immediate and upcoming needs for replacement and repair that could save thousands-of-dollars if discovered early-on.
The inspection itself is as thorough as a Buyers Inspection and includes the same high-quality report after the inspection concludes. PMIs are especially recommended after your home has endured inclement weather such as strong winds, excessive rain, extended periods of drought, unusual freezing, or blizzard-like conditions.
New Construction Inspection
A new-construction inspection is much like a warranty inspection except for the fact that the building and its systems are, in fact, new. Whereas a warranty inspection can apply to re-sale homes that offer a warranty, new-construction inspections are specifically designed for homes that have never been lived-in. Though new homes do not have the wear-and-tear on them that re-sale home may, various contractors associated with the construction may have made mistakes whether by accident or intentionally (such as taking "shortcuts" to finish the job faster or under-budget). A new-construction inspection provides you with an unbiased review by the inspector who acts as an objective and knowledgeable observer on your behalf to identify construction-related, code-related, and installation-related issues with home systems and structures.
Many of the components from a home's system's and structure may be newly assembled, but they may also have been sitting in a lumber yard or warehouse for months. Also, even the best contractors make mistakes that could compromise the integrity of the job they do. It just makes sense to be sure!
The homes plumbing system inspection is very important. There are actually two different basic systems. The Drain Waste and Vent (DWV) system and the plumbing or "potable" water supply system. The DWV system consists of the drain and waste lines for conveying the used water and sewage to an appropriate location. The vent pipes allow air into the system or vacuum would not allow the drains to correctly flow, the vent pipes also vent harmful sewer gasses into the atmosphere away from (or what is considered an safe distance) any openings in the building envelope. The supply or distribution system conveys clean or "potable" water to faucets and fixtures. Care must be taken when installing certain fixtures or cross contamination will damage the pipes and is an serious health hazard. There are many different materials that are available on today's market. Being able to identify these materials and if they are correctly installed is an skill all Experienced Home Inspectors Must Have.
Most homes have cross contamination issues that can be easily fixed.
A seller's inspection is initiated by the property owner usually prior to listing the property. It helps the seller to determine what systems and structures of the property need repair. More importantly, it helps the seller and the seller's agent to accurately represent the home by disclosing damage to prospective buyers (which further helps to curb lawsuits). Damage discovered as a result of a seller's inspection can either be repaired by the seller (to maintain market value) or used as a negotiating tool by both seller and buyer.
Being used more and more, a seller's inspection is helping to speed-up the sales process. When sellers can show what damage an inspector found, and how that damage was fixed, the buyer's confidence may increases enough to move the transaction forward. But, the buyer should always hire an their own inspector to perform another inspection to get a second-opinion.
Home builders often initiate a "warranty" on a house for a period of one year or longer which is designed to cover the costs to repair systems and structural-related problems during the warranty period. A warranty inspection should be performed prior to the expiration of the home warranty contract so that you can address repairable issues with the builder while the warranty is in-force. Otherwise, you may be fully liable for the repair costs on your own should you allow the warranty to expire prior to discovering defects. Warranty inspections allow you to take full-advantage of the warranty's benefits which can save you from paying out-of-pocket for repairs that may otherwise have been the fault of the builder or OEM manufacturer.
You've heard it before: "It broke just as soon as the warranty expired!" If anything, a Warranty Inspection holds builders, installers, suppliers, and manufacturers liable for their work and products. The few-hundred dollars you pay for a warranty inspection could very-well save you from having to hand-over thousands (or tens-of-thousands) of dollars for future repairs and new systems that were damaged before the warranty expiration!
Well Water Testing
Properly constructed and maintained water wells can provide many years of trouble-free service, but wells can eventually deteriorate or become damaged and allow surface contaminants to enter the water. In addition, some groundwater can contain one or more chemical substances in levels above health-based standards. In some cases, contamination of the water can be detected by sight, taste or smell; however, many of the most serious problems can only be detected through laboratory testing of the water. Public water systems are tested regularly for a variety of contaminants. However, if you have a private well, regular testing is your responsibility. Well construction inspection and improvements, such as fixing a crack in a casing, are important steps in keeping your well water safe.
Water that has become contaminated by human or animal waste can transmit a variety of infectious diseases, including dysentery, salmonellosis, hepatitis, and giardiasis. Symptoms vary, but nausea, vomiting, and diarrhea, with or without fever, are most common. These bacteria do not usually cause disease themselves, but their presence indicates that surface contamination has found its way into the well and disease organisms may also be present.